One reason for returning to India was rising healthcare costs in the US.

Healthcare in the US

Dhara explained that when she became a mother, the reality of the US healthcare system hit her in a way she never expected.

“I had twins and just six weeks of maternity leave to recover and figure out motherhood,” she said. “And after the six weeks, like every mom, I was expected to go back to normal life while still healing, still exhausted."

“For the privilege of having health insurance, we had to hit a $14,000 deductible every single year,” she revealed.

“Before insurance even helps, you first have to hit your yearly deductible. Meaning every doctor visit, test whatever it is, you pay until hitting the out of pocket deductible. For us, that was $14,000 out of pocket on top of monthly premiums,” she explained for context.

Moreover, the couple’s insurance premiums kept rising to the point where the cheapest quote they got was $1,600 per month, with a $15,000 deductible. This did not even include their twins....