While half of the top spots are in Southern states — and three are in retirement favorite Florida — there are a few surprises, including two neighborhoods that are a stone’s throw from Manhattan and one within the city of Boston.

The spots at the very top of the list offered the biggest bang for the buck without being too far from downtown. That makes it possible for retirees to enjoy all the benefits of living close to a major metropolis without sacrificing their hard-earned savings.

“The idea is that you can have city amenities and still live in a neighborhood,” said Gabrielle Olya, a senior writer at GoBankingRates.

Here is the top 10:

Location: Less than 10 miles outside of Boston
City’s median listing price: $709,950
Neighborhood’s median listing price: $572,450

Location: 200 miles outside of Dallas
City’s median listing price: $385,000
Neighborhood’s median listing price: $169,900

Location: 8 miles west of downtown Miami
City’s median listing price: $480,000
Neighborhood’s median listing price: $430,000

Location: Less than 20 miles south of Jacksonville
City’s median listing price: $210,000
Neighborhood’s median listing price: $185,000

Location: 30 miles north of Houston
City’s median listing price: $325,000
Neighborhood’s median listing price: $294,900

Location: Less than 13 miles from downtown Philadelphia
City’s median listing price: $214,900
Neighborhood’s median listing price: $174,900

Location: Within the city limits of Tampa
City’s median listing price: $309,900
Neighborhood’s median listing price: $233,900

Location: Less than 15 miles east of Manhattan
City’s median listing price: $825,000
Neighborhood’s median listing price: $495,000

Location: 59 miles north of Denver
City’s median listing price: $465,000
Neighborhood’s median listing price: $224,900